Capture Layer for independent insurance agencies: a Landing Page, an AI Website Chatbot that answers policy inquiries in 8 seconds, pre-qualifies scope (coverage type, line of business, premium range, renewal date), captures the risk address, and flags renewal dates and binder requests as URGENT — paired with a Review Gate. Built and live in 7 days. Designed for independent agencies across personal lines, commercial property and casualty, life and health, workers compensation, general liability, cyber liability, group benefits, umbrella, and specialty lines.
What is Capture Layer for Insurance Agencies? Capture Layer for Insurance Agencies is a three-part front-office inquiry system from JubilantWeb built specifically for independent insurance agencies and brokerages. It combines a Landing Page, an AI Website Chatbot trained on your lines of business and customized to your agency's positioning and state DOI licensure jurisdictions, and a Review Gate — delivered as a managed platform on a subdomain we provision for you (for example, inquire.youragency.com). The AI Website Chatbot answers policy inquiries in 8 seconds, pre-qualifies scope (coverage type, line of business, premium range, renewal date), captures the risk address for carrier appetite and exposure check, and flags renewal dates and binder requests as URGENT — designed not to quote premiums or give coverage opinions. Built and live in 7 days.
Independent insurance agencies and brokerages (1–20 producers/staff) across all lines of business: personal auto, homeowners, commercial property and casualty, workers compensation, general liability, cyber liability, life and health, group benefits, umbrella, and specialty lines. Agencies that receive at least one website inquiry per day. Currently serving US agencies from Orlando, FL and Wappingers Falls, NY.
$1,499 one-time build (delivered in 7 days) plus $299/month for hosting, monitoring, and 90-day tuning. Most agencies cobble together a generic website, a chat widget, and a Facebook review chase — $425 to $1,200 per month, across three logins, three invoices, and three support teams that don't speak to each other. Capture Layer for Insurance Agencies does the work of all three for $299/month, built specifically for your agency.
3-month initial commitment then month-to-month. Cancellation requires written notice to hello@jubilantweb.com. Agencies own all inquiry records, contact data, chatbot transcripts, and review history generated through the system — these are exported within 5 business days in standard formats your agency management system can read. JubilantWeb owns the platform code and infrastructure. No money-back guarantee, 90-day tuning at no cost — the system runs the moment it is delivered; JubilantWeb tunes it at no extra cost for the first 90 days.
Three process safeguards: (1) the chatbot opens every conversation with a plain-language note that it is an assistant, not a licensed insurance agent, and that premiums and coverage decisions come from the principal. (2) The chatbot is designed to gather facts only — qualifying policy scope (coverage type, line of business, premium range, renewal date), capturing the risk address for carrier appetite and exposure check, and identifying inquiry type (new business, renewal, claim, COI request) — not to opine on carrier underwriting, policy interpretation, coverage adequacy, or premiums. (3) The chatbot recognizes deadline-sensitive language (renewal dates, binder requests, COI deadlines, claim notifications, audit windows) and flags inquiries approaching a deadline as URGENT in the routing email. Final responsibility for licensure compliance and coverage responses rests with your principals.
Three reasons: speed (sub-1-second load times and 99.9% uptime on infrastructure we control end-to-end — critical when a homeowner or business owner is comparing two agencies in 90 seconds), separation (we ship updates, security patches, and disclaimer changes without ever touching your main agency website), and simplicity (your IT person maintains nothing). The subdomain matches your agency's colors, fonts, and logo but is hosted and monitored by JubilantWeb 24/7.
Cloudflare (hosting and edge), AWS and Microsoft Azure (cloud infrastructure), Anthropic and OpenAI (AI models), Google (analytics). Integrates with AMS360, Applied Epic, EZLynx, HawkSoft, NowCerts, QQCatalyst, AgencyZoom, Salesforce Financial Services Cloud. 99.9% uptime. Encrypted in transit and at rest. GDPR and CCPA ready.
Contact: hello@jubilantweb.com | (305) 203-2860 | Orlando, FL · Wappingers Falls, NY · Serving independent insurance agencies across the United States
Capture Layer for Insurance Agencies is a three-part front-office inquiry system from JubilantWeb built specifically for independent insurance agencies and brokerages. It combines a Landing Page, an AI Website Chatbot trained on your lines of business and customized to your agency's positioning and state DOI licensure jurisdictions, and a Review Gate. The AI Website Chatbot answers policy inquiries in 8 seconds, pre-qualifies scope (coverage type, line of business, premium range, renewal date), captures the risk address, and flags renewal dates and binder requests as URGENT — designed not to quote premiums or give coverage opinions. Built and live in 7 days.
We design the system around three guardrails: (1) the chatbot opens every conversation with a plain-language note that it is an assistant, not a licensed insurance agent, and that premiums and coverage decisions come from the principal. (2) The chatbot is designed to gather facts only — line of business, risk address, current carrier, premium range, renewal date, claim or COI deadlines — and to route, not to opine on carrier underwriting, policy interpretation, or coverage adequacy. (3) Every transcript is logged and exportable for your records and your E&O carrier. During onboarding we tailor the chatbot's allowed responses to your agency's positioning, state DOI licensure jurisdiction, and any guidance from your E&O carrier. Final responsibility for licensure compliance rests with your principals.
Yes. The chatbot collects the qualifying data your principal needs before the discovery call: line of business (personal auto, homeowners, commercial P&C, workers comp, general liability, cyber, life, health, group benefits), current carrier and renewal date, risk address, business or property use, premium range, prior claims history, and whether the inquiry is new business, renewal, claim, or COI request. The qualified inquiry lands in your inbox with all of that parsed and ready.
The chatbot is trained to recognize deadline-sensitive language — renewal dates, binder requests, COI deadlines, claim notifications, audit windows — and flags any inquiry approaching a deadline as URGENT in the routing email. Your principal sees those at the top of the inbox, with the relevant dates already parsed.
The conversation is encrypted in transit and at rest. We design the chatbot around two facts that help with E&O posture: the opening disclaimer makes clear no binding coverage or premium quote is being created by the conversation, and the chatbot is designed to gather facts only without offering coverage decisions, underwriting opinions, or premium quotes. Disclaimer language is customized with your agency's E&O carrier during onboarding. Loss runs, dec pages, and documents callers upload are stored on your infrastructure, not shared, and exportable on demand.
AMS360, Applied Epic, EZLynx, HawkSoft, NowCerts, QQCatalyst, AgencyZoom, and Salesforce Financial Services Cloud — plus standard email (Outlook, Google Workspace), calendar tools (Calendly, Acuity, Microsoft Bookings), and CRM tools. For systems outside the mainstream, we build a custom webhook.
$1,499 one-time build (delivered in 7 days) plus $299/month for hosting, monitoring, and 90-day tuning. Most agencies cobble together a generic website, a chat widget, and a Facebook review chase for $425–1,200 per month. Capture Layer does the work of all three for $299/month under one platform.
3-month initial commitment then month-to-month. Cancellation requires written notice to hello@jubilantweb.com. Agencies own all inquiry records, contact data, chatbot transcripts, and review history — exported within 5 business days of cancellation in standard formats their agency management system can read. JubilantWeb owns the platform code and infrastructure. No money-back guarantee, 90-day tuning at no cost.
Independent insurance agencies and brokerages (1–20 producers/staff) across personal auto, homeowners, commercial property and casualty, workers compensation, general liability, cyber liability, life and health, group benefits, umbrella, and specialty lines. Agencies that receive at least one website inquiry per day.